How does USD+ work?
USD+ is a stablecoin backed by U.S. Treasuries that earns you daily yield automatically.
Get USD+
Swap² assets like USDC, USDT, or fiat into USD+ directly from your wallet or preferred on-ramp.
Start earning
Your yield starts instantly. USD+ streams ~3.6%¹ APY to your wallet daily with no staking or lockups.
Use in DeFi (coming soon)
Spend, lend, or provide liquidity with USD+ across the Solana ecosystem, always pegged at $1.
Key benefits
USD+ is a stablecoin backed by U.S. Treasuries that earns you daily yield automatically.
Earn yield while you hold
~3.6%¹ APY, streamed daily to your wallet. No staking. No lockups.
Backed by U.S Treasuries
Each USD+ is fully collateralized by the world’s safest asset.
Designed to be $1
Fully composable across lending, LPs, and collateral - like USDC/USDT, but better.
Borderless infrastructure
Open to anyone, anywhere. No banks, no barriers.
Perfect for teams & DAOs
Pay salaries, manage treasuries, and settle transactions in a stablecoin that grows while you use it.
It begins with U.S. Treasury Bills
USD+ is backed by short-term U.S. Treasury Bills, highly secure assets that generate steady yield.
01
What are U.S. Treasury Bills?
U.S. Treasury Bills (T-Bills) are short-term government bonds, backed by the full faith of the U.S. government. They are considered among the safest, most liquid, and widely traded assets in the world. T-Bills are low-risk and yield-bearing - paying steady interest as they mature.
02
How does USD+ bring yield on-chain?
Through the M0 Protocol, reserves of U.S. Treasuries are held by licensed custodians. Rather than profits flowing to centralized issuers (like USDC or USDT), the yield is automatically streamed on-chain, directly to USD+ holders on Solana.
The technology behind USD+
USD+ runs on the M0 Protocol, where U.S. Treasury holdings are transparently tracked and independently verified.
01
USD+ Ecosystem
USD+ serves as a flexible liquidity engine for all ecosystem participants - offering simple access to stable, yield-bearing asset.
02
Earners
Earners share value generated from U.S. Treasury bill interest distributed throughout the M0 network, turning traditional yield into on-chain rewards that circulate across participants.
03
Minters
Minters lock verified collateral through the M0 Protocol to mint asset-backed stable tokens, ensuring each USD+ maintains its value while fueling liquidity and on-chain activity.
04
M0 Validators
Validators verify the collateral supporting each token and continuously monitor reserves to ensure full transparency and backing, keeping the system secure and trustless.